Closing Costs Explained by Steve Rifkin

12/3/2025

Closing Costs Explained by Steve Rifkin

Many buyers in Agoura are surprised when they learn about closing costs. Steve Rifkin makes this part of the process easy to understand so you can plan ahead.

Closing costs include things like lender fees, escrow fees, title insurance, appraisal charges, and prepaid taxes. Most buyers pay between 2% and 3% of the purchase price, depending on the loan type and the property. Steve breaks down every fee so you know what is required and why.

Steve also helps you compare different lenders. Some lenders offer credits or programs to reduce your out-of-pocket costs. Steve knows which local lenders provide the best options for Agoura buyers.

He also explains which costs can be negotiated. Sometimes sellers may offer credits, especially if a home has been on the market longer. Steve helps you structure your offer in a way that keeps your upfront costs as low as possible.

Knowing your closing costs early prevents surprises and helps you move forward confidently. With Steve Rifkin guiding you, you’ll feel fully prepared as you buy your Agoura home.